Route invoices and payment requests, approve by amount, catch missing documents and threshold exceptions, and keep budgets on track — with maker-checker control throughout.
Approvals stall as invoices pass slowly between people.
Payments above limits get approved without the right check.
Acts, contracts or invoices go missing and stall payment.
Financial documents are approved, controlled and reconciled inside one governed process.
E-invoices processed with tax-authority integration.
Payment requests routed by amount to the right approver.
The agent flags absent acts, contracts or attachments.
Budgets formed, approved and monitored for variances.
Invoices reconciled against contracts and orders.
Management, tax and IFRS reporting prepared from the data.
A short demo: the agent runs a real process inside d8n — from request to result.
An invoice is keyed in by hand, matched against the order and receipt, routed for approval and waited on, exceptions handled (22% of invoices on average), then approved and paid. The average cycle is 17.4 days and processing costs about $9.40 per invoice.
The Finance agent captures the invoice data (OCR) and runs the 2/3-way match against the order and receipt itself; nearly half of invoices clear straight-through with no human touch, and exceptions drop to 9% from 22%. A person approves on a maker-checker basis.
Agent data sources: ERP / accounting system, OCR/IDP, supplier master data, purchase order (PO), goods-receipt data, bank statement / payment module, the e-invoicing system (ESF), approval workflow.
Benchmark sources: Ardent Partners — AP Metrics 2025 · Medius — Ardent: 3.1 vs 17.4 days; $2.78 vs $9.40 · apexanalytix — 49.2% STP
The financial document moves through specialised agents: capture, control, approval and reporting. Most checks run in parallel.
The invoice arrives by email, is uploaded or comes from the e-invoicing system. The Finance agent reads the document (OCR/IDP), extracts the supplier, amount, VAT, number and date, matches the supplier against master data and registers the invoice. Manual keying is eliminated.
The Finance agent runs the 2/3-way match against the order and receipt; at the same time Legal checks the underlying contract and terms, and the Budget agent verifies the line-item limit. Matched invoices clear with no human touch; only exceptions go for review.
The payment request is routed by amount to the right approver on a maker-checker basis; after a person confirms, the agent prepares the payment order and passes it to the banking module. Every action is fully audited.
The agent compiles reports on payments, exceptions, accounts payable and budget execution — shows them in chat on request ("how much we paid suppliers this week") or sends them to the CFO automatically on a schedule.
A financial document enters the process.
The agent checks documents, amounts and thresholds.
A person approves; nothing irreversible happens alone.
Records reconcile and feed reporting.
AI agent: The Finance agent runs pre-flight checks and reconciles invoices against contracts for maker-checker approval.
Yes — d8n integrates with 1C, SAP, tax e-invoicing and banking systems.
Requests route by amount to the right approver, and exceptions are flagged.
Yes — the Finance agent flags absent acts, contracts and attachments before approval.
Yes — maker-checker means a person confirms, with full audit.
See invoices, approvals and budgets run with checks and audit.